The Path to

Financial Happiness

Begins Here.

No Credit Check

No Credit Check

Getting a card is simple because there's no credit check.1
Safe & Sound

Safe & Sound

Funds loaded on the Cascade Card are FDIC Insured through Sunrise Banks, N.A., so your money is safe.
Minimal Fees

Minimal Fees

Prepaid cards shouldn't cost an arm and a leg. That's why the Cascade Card has minimal fees that are easy to understand and avoid. Learn More
Cost Savings

Cost Savings

No fees to use an in-network ATM, replace your card or call customer service. There are also no overdraft, load, decline or transfer fees.2
24/7/365 Service

24/7/365 Service

We're not happy unless you are. Call, email3 or live chat with our world-class customer service team at any time.
FriendSpend Rewards

FriendSpend Rewards

Gather your Spending Squad and earn FriendSpend Rewards on qualifying everyday purchases.4 Learn More

The Cascade Prepaid Mastercard® delivers inclusive products and services, bringing the FinTech revolution to everyone.

What You See is What You Get

Get peace of mind with our simplified Fee Schedule so you're never surprised by hidden fees.
Fee Type Primary Card Companion Card Details
New Account(one-time charge) $6.99* $4.99  
Monthly Service Charge $4.99** No Fee Charged first day of each calendar month.
Replacement Card $4.99*** $4.99***
Expedited Shipment of Replacement Card $30.00**** $30.00****  
ATM & Over the Counter Cash (per transaction)
ATM Withdrawal at a Surcharge Free ATM No Fee N/A Over 55,000 surcharge free ATMs in the USA
ATM Withdrawal at a non-Surcharge Free ATM/Cash Transaction - Financial Institution $3.00 N/A Domestic and International
Other Fees
International Purchase Fee 2% of Purchase 2% of Purchase  

* $6.99 if paid from first load; $3.99 if paid at time of card order; $0.00 if loading $20 on card at time of card enrollment.

** Waved if $750 loaded previous month.

*** No fee for the first replacement card within a rolling 6-month period, $4.99 per replacement card thereafter.

**** No fee for the first replacement card in a rolling 12-month period if card has direct deposit.

Putting Money on Your Cascade Card is Easy

How to Load
Load Cash
  • Cascade Card is part of the MasterCard rePower Load Network.
  • Cascade Card can be loaded with cash at thousands of participating retailers across the U.S. including CVS, 7-Eleven and some Walgreens locations.
Direct Deposit
  • Have all or part of your paycheck loaded onto your Cascade Card.
  • Just give your Direct Deposit info to your employer's payroll or HR department.
  • Log in to print out the form.
Link a Bank Account
  • Connect your Cascade Card to existing Checking or Savings account.
  • Follow the simple on-screen instructions found in the Members Load Funds section.
Federal Benefits
  • Have all or part of your SS, SSDI or other benefits direct deposited onto your Cascade Card.
  • Request via or the Go Direct Helpline at 1-800-333-1795 (TTY: 1-886-596-0447), using your account’s Direct Deposit info.

Because Everything is Better with Friends

Friend Spend Rewards
Gather your Spending Squad and earn Rewards on qualifying everyday purchases.
Friend Spend Video
Talk About Squad Goals

What are You Waiting For? Let's Go!

Get A Card
Order your Cascade Card Today! No credit check5 required.
Get A Card