Complete Fee Schedule

How Much FriendSpend Can YOU Earn?™
Fee Type Primary Card Companion Card Details
New Account(one-time charge) $6.99* $4.99  
Monthly Service Charge $4.99** No Fee Charged first day of each calendar month.
Replacement Card $4.99*** $4.99***
Expedited Shipment of Replacement Card $30.00**** $30.00****  
ATM & Over the Counter Cash (per transaction)
ATM Withdrawal at a Surcharge Free ATM No Fee N/A Over 55,000 surcharge free ATMs in the USA
ATM Withdrawal at a non-Surcharge Free ATM/Cash Transaction - Financial Institution $3.00 N/A Domestic and International
Other Fees
International Purchase Fee 2% of Purchase 2% of Purchase  

* $6.99 if paid from first load; $3.99 if paid at time of card order; $0.00 if loading $20 on card at time of card enrollment.

** Waved if $750 loaded previous month.

*** No fee for the first replacement card within a rolling 6-month period, $4.99 per replacement card thereafter.

**** No fee for the first replacement card in a rolling 12-month period if card has direct deposit.